12 Discounts and Savings for Baby Boomers & Seniors
There are plenty of amazing discounts and rewards provided to senior citizens. Unfortunately, most people have no idea that these programs exist. We’ve put together our favorites that are sure to give you the biggest bang for your buck and help you make wise financial decisions.
Never Pay for a Covered Home Repair Again
Seniors and their families have access to the best coverage and rates available with American Home Shield Home Warranties.
Never let a broken appliance break the budget, with coverage of up to 21 MAJOR home components – protecting your home and budget has never been easier.
Established in 1971, American Home Shield isn’t just an industry founder – they ARE the standard to which others are measured. American Home Shield has a verified $2 BILLION+ in home warranty claims paid out since 2013.
Get Your Personalize Quote Now >>
EDITOR’S CHOICE: Mortgage Rates Are Dropping!
Baby Boomers are ready downsize, but have been locked out by higher interest rates. Some downsized over the last few years, but are locked into higher rates. According to Realtor.com, nearly 29%* of mortgage rates are 5% or more. The good news is that the Federal Reserve has started to cut their rates again, which have helped lowed mortgage rates.
If you’re ready to make a move or save money on your mortgage, now is a great time to start shopping lenders.
CHECK ELIGIBILITY NOW for FREE!
Protect Your Property & Loved Ones with Discounts & Price Incentives for Home Alarms
Are you a homeowner? There are programs throughout the country with a variety of home security companies offering discounts and incentives. Home security has become increasingly popular over the past few years, especially with the rise of new technology and potential insurance discounts.
Technology has increased the value of home security for homeowners through video monitoring, video doorbells, and the added peace of mind that those features add. Discounts for home security systems vary, but they are all fairly generous and may include free systems. In addition to the monitoring discount, homeowners should look for equipment and installation discounts.
Protect Your Home and Family Now
Seniors Discounts for Window Replacement
New windows aren’t just an aesthetic update for your home. It’s true, they do add value to your property, but they also improve energy efficiency and lower heating and cooling bills. We’ve found the top window replacement companies, and most of them offer discounts for seniors and military families.
Window Nation is a highly rated window replacement company that currently offers both discounts (terms apply).
End the Financial Stress! Find Relief from Debt
Bad debt is piling up in households across the United States. Whether it’s credit cards, tax debt, auto loans, or a combination of bad debt, it has become a serious burden for so many. One of the tough things about debt is that it seems as if it will never end.
Seniors are using debt relief experts to help clear a path forward to financial freedom. Debt relief programs vary, but they usually combine hands on services to help lower monthly payments, consolidate debt, help negotiate the total amount of debt down, and more.
Find relief today. Find out if you qualify for free!
Stop Paying for Costly Auto Repairs and Stay Covered
Keep your car rolling longer and costly repairs away with your auto warranty.
If your car warranty has or is about to expire, then don’t make the mistake of missing out on this special offer. It only takes 15 seconds to get your auto warranty quote and stay protected. Start by sharing information about your car’s make and model, then receive instant quotes for extended protection and peace of mind.
Protect Your Assets and Loved Ones with Long-Term Care Insurance
One of my biggest fears is burdening my children and spouse with the costs of long-term care needs as I grow older. Long-term care insurance offers vary, but it gives you peace-of-mind that hospice care, respite care, and rehabilitation care are taken care of.
Some long-term care insurance companies offer other insurance policies to help protect your family or businesses even further.
Tackle Your Next Big Project with a Personal Loan, Up to $50k in 1-2 Business Days
Whether it’s your big retirement party, a child’s wedding, or a home renovation, personal loans can be a great option for funding your next life event or project. There are a few advantages to personal loans to consider for seniors. One is the quick turn around.
Approvals are often instant, and if approved, then your funds can be delivered into your account within a couple of business days.
US National Parks: Lifetime Pass
Age is just a number! Enjoy your senior years exploring our nation’s beautiful National Parks. Seniors that are 62 or older get a special discount that only they have access to when it comes to the US National Parks: Lifetime passes ($80)!
Hop into your R.V. or book a group trip with friends to some of these amazing National Parks.
- Rocky Mountain National Park
- Yosemite National Park
- Glacier National Park
- Yellowstone National Park
- Grand Teton National Park
- Zion National Park
- Grand Canyon National Park
- Blue Ridge Parkway
- Cumberland Island National Seashore
- Great Smoky Mountains National Park
- So much more…
Protect Your Identity, Credit, and Bank Accounts with Identity Theft and Scam Prevention
Federal and state law enforcement agencies frequently highlight the growing trend in identity thieves and scammers targeting senior citizens. They’re frequently targeted due to a combination of factors, including the size of their nest eggs, Medicare, and typically less familiarity with modern technology.
Wise Money Life highly recommends identity theft protection for all adults, and we urge seniors to consider a service (even if it’s not one we mention).
Two of the more popular services are Aura and LifeLock. Both companies have stellar reputations with affordable and comprehensive coverage to help keep your identity secure.
US Homeowners Have Over $17.8 TRILLION Tied Up in Home Equity! Here’s How You Can Tap Into It without Selling**
Homeowners, have a record amount of cash tied up and ready to be used in their homes. Whether it’s a vacation condo on the beach or a kitchen renovation, or funding retirement, there’s excess cash that can be pulled out from your home. You can use a cash-out refinance or a reverse mortgage (depending on your goals) to use the equity built up in your home!
Cash-out refinancing allows homeowners with conventional or VA loans to tap into their home equity. Qualified homeowners can even use it to lower their interest rates. How much available equity is tied up in your home???
Reverse mortgages are a special type of home loan for people aged 62 and older. It allows homeowners to borrow against their home equity and receive monthly payments to help supplement retirement income. These types of mortgages are significantly more regulated to help protect homeowners and their heirs. Learn more about reverse mortgages here.
Protect Your Investment Accounts – Free Guide to Gold Investing
Our economy has been booming over the past few years, which means that uncertainty could be around the corner. Tariffs, the bond market, a ballooning federal debt, sky high stock valuations, and job losses are starting to make people feel uneasy. Central banks across the globe have been buying gold for their reserves at an accelerated pace. Protecting your hard earned money is key to building wealth. When the economy turns south, someone is still making money.
Learn more about the power of physical gold & silver for diversifying your investments and how it could benefit you.
Bathroom Renovations in Just 1 Day
Avoid the inconvenience of days or weeks of construction on your bathroom with a 1 day bathroom renovation of your existing tub or shower.
Convert your old tub or shower to a new sleek and safe shower. Added safety features include:
- Low step options
- Safety bars
- No slip flooring
- Seat options
Your new and safer bathroom will be a breeze to maintain and comes with an outstanding warranty. Find out why seniors are choosing this 1 day bathroom renovation and get a free price quote for your home.
Learn More About Quick Bathroom Renovations
Quick Links
- Are You Overpaying for Car Insurance? Start Saving Now – Wise Money Life
- Free Retirement Calculator – Have You Saved Enough? – Wise Money Life
- Home Eq city Loans and HELOC Rates Today – Wise Money Life
- The Best High Yield Savings Accounts – Wise Money Life