When it comes to making everyday purchases, many people reach for their credit card. Credit cards offer convenience and can help build credit, but they also come with risks. In this post, we’ll explore the pros and cons of using a credit card for everyday purchases. The Pros of Using a Credit Card for Everyday[Read More]
credit score
Will Checking My Credit Score Lower It? Debunking the Myth
Have you ever heard that checking your credit score can lower it? It’s a common myth that has been circulating for years, but the truth is, checking your credit score won’t hurt your credit at all. In fact, regularly checking your credit score is a responsible financial habit that can help you keep track of[Read More]
5 Ways to Improve Your Credit Score
Did you know that the average FICO credit score in America is 716 points? A score this high ranks as good bordering on excellent. While it’s great to see many people who are working hard to boost their scores get awesome results, it’s still easy to wind up with a less favorable credit report. If you’re not[Read More]
Understanding Credit Scores: What They Mean & Why They Matter
Did you know that the average credit score in the United States is approximately 700? Includes all American adults, regardless of age. Although this topic can seem overwhelming, it’s crucial that you understand how it works so you can leverage it. This will open the door to many financial opportunities in the future. Let’s take a[Read More]