Did you know that the IRS does not consider credit card rewards as income? Because you must make a purchase to earn your rewards (travel miles or cash back), they are considered “rebates.” This is great news for cardholders looking to maximize their cash back rewards especially. If you are someone that is trying to[Read More]
investments
How to Start Building Your Portfolio Today
Making investments is an essential step in wealth building. However, the idea can be intimidating for first-time investors. A lot of factors influence your investment strategies. Despite the intricacies behind any investment venture, you can learn how to build an investment portfolio. Here are a few tips on how to start investing Know Your Risk[Read More]
Top Robo-Advisors
With affordable fees and a wealth of service offerings, robo advisors have changed the investment landscape. If you’re not using a robo advisor as part of your greater investment strategy, you’re missing out on a safe, affordable investment advisor. But how do you find the best robo advisor for you? Here’s what you need to[Read More]
5 Wise Money Moves to Make in 2023
The New Year is a time to make resolutions. This year, let’s commit to getting our personal finances in order. Whether you feel like you’re just starting out or on the right track, this wise money moves will help you thrive in 2023 and beyond. We picked these 5 steps because they’re attainable by nearly[Read More]
5 Ways to Make Your Money Work for You
Something that always irked me was the idea of my money just sitting in a bank account doing absolutely nothing. Before the Great Recession, a savings account and a few CDs (certificate of deposit) was a solid investment strategy for a college age kid. Over the past few years since the recession, interest rates have[Read More]