Consumers are looking for more ways to save, and cash back credit cards can help. It’s a common misconception that you need a premium card with a fee to reap the benefits of a rewards card. While that might be true for travel rewards (most of our top picks do have fees), many quality cash[Read More]
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Do I Need a Will?
Did you know that 54% of Americans met or bested their savings goals last year? If you’re able to save money and amass assets, you may be feeling pretty good about your finances. But you also need to consider what will happen to your money if you pass away. You may be wondering, “Do I need a[Read More]
When Should I Start Saving for Retirement?
Recent studies suggest that Americans are saving for retirement sooner than ever before. While baby boomers didn’t start socking money away until they were 35 years old on average, millennials began saving at 25. Gen Z, the youngest generation the study includes, started saving at a median age of 19. Of course, if you’re just starting to[Read More]
Airline vs. Travel Credit Cards – Which One Is the Smart Financial Choice?
The type of credit card you choose for travel is significant. It can help you save a lot of money and get good deals while you travel. There are two options to choose from – airline credit cards and travel credit cards. The ideal card for you depends on several factors. Here is a breakdown[Read More]
Use Your Cash Back Credit Card Rewards to Fund Your Retirement Portfolio
Did you know that the IRS does not consider credit card rewards as income? Because you must make a purchase to earn your rewards (travel miles or cash back), they are considered “rebates.” This is great news for cardholders looking to maximize their cash back rewards especially. If you are someone that is trying to[Read More]
Build Your Credit Card Rewards Points Faster with These Cards
Did you know that few rewards cardholders actually maximize their points? According to a recent study by the U.S. Federal Reserve, “sophisticated individuals profit from reward cards” while many others don’t. This is usually because they don’t have a strategy behind making their spend match the rewards offered by cards or they constantly chase introductory[Read More]
Understanding Credit Scores: What They Mean & Why They Matter
Did you know that the average credit score in the United States is approximately 700? Includes all American adults, regardless of age. Although this topic can seem overwhelming, it’s crucial that you understand how it works so you can leverage it. This will open the door to many financial opportunities in the future. Let’s take a[Read More]
How to Create a Budget That Works for You
Did you know that the average American has approximately $90,000 worth of debt? The good news is that getting your finances in order is a much simpler process than many people expect. Creating a budget that you can stick to may seem daunting, but it doesn’t have to be. Let’s take a look at everything you[Read More]
The Pros and Cons of Renting vs Buying a Home
Are you looking to move? Before you start packing your bags, it’s essential to consider the pros and cons of renting vs. buying a home. Weighing both options can help you make an informed decision and get you one step closer to finding your new home. Let’s take a look at the benefits and drawbacks[Read More]
Best Family Travel Deals This Month
Are you starting to plan your family’s summer vacation? Millions of Americans are getting the jump on their time off together, and now is the time to start booking. First, you’re going to want a few tools in your travel basket to make the most of these deals: Now that you’ve checked these items off[Read More]