Debt can put a stranglehold on your finances. Once you fall behind on payments you’ll end up paying more than necessary, your interest rates will go up, and you’ll continually find yourself struggling to pay back what you owe. You already know the importance of climbing out of debt, but if you’re not making the […]
Debt
Don’t Let Bad Debt Ruin Your Financial Goals
For one reason or another, you may find yourself struggling with bad debt. From high credit card interest rates to outstanding personal loans, bad debt has the ability to keep you down financially. The added money you’re paying toward interest can hinder your ability to save for the future, put money down for a home […]
Best Debt Consolidation Options
Debt consolidation loans are a great way to make your life a little easier, but be careful what type of loan you choose and what type of lender you have. Some loans can add hidden fees that make things more difficult over time and prevent you from paying your loans off early. Do your research […]
Have More Than $10,000 in Debt? Debt Relief Can Help
There’s no easy way to put it. Personal debt is suffocating. According to Nerdwallet and the Federal Reserve, the average US household has over $137k in debt. Credit cards contribute nearly $17,000 to that total number. Are you feeling stressed yet? What Is Debt Relief? Take a breath. You’re not alone, and there is help. […]
The Art of Staying Out of Debt
After believing the myth that I needed to accrue thousands of dollars of debt for a Bachelors of Arts degree, I had to go to savings boot camp with my wife. She taught me how to save better, and make smarter saving decisions. I taught her how to use good debt to make money. This […]