These are simple steps to save on your insurance premiums without sacrificing coverage. Home insurance is a critical investment for homeowners, providing financial protection against unexpected events like natural disasters, theft, and liability claims. However, the cost of insurance premiums can add up over time, putting a strain on your household budget. Fortunately, there are[Read More]
Insurance
10 Tips to Help You Save Money on Auto Insurance
Auto insurance is a necessary expense that every car owner must bear. However, it can be a significant financial burden, especially if you have a tight budget. Fortunately, there are many ways to save money on auto insurance without sacrificing the coverage you need. Here are ten tips to help you reduce your auto insurance[Read More]
Do You Pay Taxes on Life Insurance?
Even though it won’t be necessary to report life insurance proceeds to the IRS, the interest that you earn might be taxable. Life insurance is an important financial product that provides financial security to your loved ones in case of an unexpected death. It’s a tax-free benefit for the beneficiaries. But the question often arises whether the[Read More]
How Much Does Insurance Go Up After an Accident?
Every year, between 5 and 6 million car accidents take place in the U.S. With this in mind, there is a good chance you’ll be involved in a car accident at some point if you spend enough time out on the road. In the immediate aftermath of a car accident, you should check to make sure you’re[Read More]
Top Tips on How to Find the Best Home Insurance
Like many things you spend your money on, homeowners insurance rates are rising. In fact, in 2017, rates had a 1.6% rate increase. Then again, in 2018, rates rose another 3.1%. Like most homeowners, you might be looking for ways to trim some of your homeowner insurance costs. With home insurance rates inching upward, you might wonder where to[Read More]
It Pays to Compare Insurance Carriers and Shop Often
It is painful to lose what you have heavily invested. For this reason, it is without a doubt that investing in an insurance company is one of the greatest decisions you can make. Unfortunately, although insurance companies are out to compensate you when the need arises, you should be extra careful when dealing with them. [Read More]
The TV Ads Are True. You Really Can Save Hundreds by Switching Auto Insurance
Yes, Switching Auto Insurance Carriers Can Be Wise Don’t just trust Geico. Yes, they have low insurance–but they don’t always have the lowest options. Sometimes you can find localized solutions that ultimately save you more money over the long run. Certainly, it will depend on your present financial situation, and the sort of vehicle you[Read More]
How Do I Lower My Car Insurance Cost?
Car insurance is likely one of the more expensive bills you have every month. While it is a must to drive legally there are ways you can go about cutting down on your auto insurance costs. Some of these methods will not always work, depending on where you live and your current insurance provider, but[Read More]
Auto Insurance: How Your Rates Are Determined
Auto insurance rates are not flat rates handed out to everyone. There is a considerable variance between one driver and another. But what all goes into determining your auto insurance rates? For exact specifics you’ll want to discuss this with your auto insurance provider, but in general, here are several elements you need to keep[Read More]