Compare Mortgage Rates
What brings you here today?
Today’s Mortgage Rates
We recommend checking with at least 3 different lenders
⏰ Rates Change Daily – Lock in Today’s Rate
Pre-qualify now before rates rise. Takes 60 seconds, won’t affect your credit.
✓ Save Thousands
Shopping around saved us thousands on our last two homes. Even a 0.25% rate difference means $15,000+ over a 30-year loan.
✓ Soft Credit Pull
Most lenders do a soft pull for pre-qualification—it won’t impact your credit score.
✓ Find Your Specialist
Some lenders excel with self-employed buyers, others with fast closings. Find your match.
Ready to Buy a Home?
Use this calculator to see current rates and estimate your monthly payment based on your situation.
Why Comparing Rates Matters: Our Experience
My wife and I have bought four houses. The first two times, we made a costly mistake: we stuck with our bank without shopping around.
The last two times, we got smarter. We compared rates from multiple lenders and saved thousands of dollars each year. Same house. Same credit. Just better shopping.
The process is simple:
- Browse rates based on your credit score, purchase price, and location
- Apply with 3-5 lenders (soft credit pulls won’t hurt your score)
- Compare not just rates, but closing speed, customer service, and flexibility
“Instead of stopping at the first ‘YES’, create a buffet of options. Shopping around becomes a thrill of the chase, where every door you open leads to a potentially sweeter deal.”
Ready to Start Comparing?
Get matched with lenders based on your situation—whether you’re buying your first home, refinancing, or self-employed.
How Lenders Specialize
Not all mortgage lenders are the same. Some might not offer the absolute lowest rate, but they’re known for:
- Fast underwriting and helping most people qualify
- Better rates for business owners or those with 1099 income
- Unique loan programs like low down payment options or portfolio loans
- Exceptional service that makes the process painless
This is why applying with multiple lenders gives you leverage. One might beat another by 0.5%, but take an extra month to close. You get to choose what matters most to you.
Looking to Refinance?
Compare refinance rates and see if you can lower your monthly payment or tap into your home equity.
Don’t Leave Money on the Table
Take 60 seconds to see what rates you qualify for. No obligation. No credit impact. Just better options.